Send money worldwide for less
0.4% flat fee. No FX markup. Recipients get GCash, UPI, M-Pesa, JazzCash and 30+ more in seconds. No wallet, no seed phrase — just their phone number.
Try it
Indicative rate. Real rate fetched on-chain at send time.
See what others charge
$200 USD → Philippines (GCash). Real numbers, gathered from each provider's own calculator on the same day.
| Provider | Fee | FX rate | Total cost | Speed |
|---|---|---|---|---|
| Ping cheapest | $0.80 | Pyth on-chain (no markup) | $200.80 | Seconds |
| Wise | $2.05 | Mid-market | $202.05 | Seconds |
| Remitly | $3.99 | ~1% markup | $205.99 | Minutes |
| WorldRemit | $2.99 | ~1.2% markup | $205.39 | Minutes |
| Western Union | $0.00 | ~3-5% markup | $210.00 | Minutes |
| Big bank wire | $25.00 | ~3% markup | $231.00 | Days |
Comparison gathered 2026-05. Other providers' fees + rates change daily. We never hide spread inside the rate.
Why Ping
Built for senders. Designed for everyday transfers, not big-bank wires.
On-chain settlement
USDC on Solana clears in under a second. Your money is in the recipient's pocket before the SMS notification finishes loading.
No FX markup
Pyth on-chain pricing. The same rate Bloomberg sees. No 1-5% spread hidden in the exchange rate the way every bank and most remittance apps do it.
Non-custodial
Your USDC stays in your Privy MPC wallet. We can't freeze it, can't move it, can't see it without your signature. The bank can't either.
Open source
Every line on GitHub. Reproducible builds. No hidden fees in some closed-source contract. Anyone can audit the price you're quoted.
No wallet, no seed
Just your phone number. Privy MPC handles keys behind the scenes. Lose your phone — sign in on a new one with FaceID + your number.
Earn on idle balance
Spare USDC auto-stakes into Solana DeFi (~5-8% APY). Withdraw any time. No lock-up. No minimum. (Phase 2.)
How it works
Three taps. Money in the recipient's pocket.
- 1
Enter phone + amount
Their phone number is the address. No wallet to copy, no QR to scan.
- 2
Confirm with FaceID
Privy MPC signs the on-chain transfer. USDC leaves your wallet in under a second.
- 3
They tap the link
Recipient gets SMS/WhatsApp. Picks GCash / bank / cash pickup. Money arrives.
Where you can send
16 corridors live today. New countries shipping every two weeks. Email partnerships@ping.cash if yours isn't on the list yet.
Philippines
GCash · Maya · BDO · BPI · Cebuana pickup
India
UPI · Paytm · PhonePe · NEFT
Pakistan
JazzCash · EasyPaisa · HBL · MCB · UBL
Bangladesh
bKash · Nagad · Rocket
Kenya
M-Pesa · Airtel Money · KCB · Equity
Nigeria
GTBank · Access · Zenith · UBA
Türkiye
IBAN bank transfer · Papara
Egypt
Bank transfer · Vodafone Cash
México
SPEI · OXXO cash pickup
Colombia
PSE · Nequi · Bancolombia
Brasil
Pix · TED bank transfer
Eurozone
SEPA · SEPA Instant
United Kingdom
Faster Payments · BACS
United States
ACH · Wire
Australia
BSB transfer · PayID
Indonesia
OVO · DANA · Bank transfer
Common questions
Real answers. No marketing fluff.
Is Ping safe?
Yes. Ping is non-custodial — your USDC lives in your own Privy MPC wallet on Solana, not in a Ping bank account. All transfers are on-chain, public, and auditable. Open-source code on GitHub. No company can freeze your balance.
Do I need a crypto wallet?
No. Sign in with your phone number. Privy MPC creates a wallet for you behind the scenes — no seed phrase, no key management. If you lose your phone, sign in on a new device with FaceID + the same phone number.
How fast does the recipient get the money?
For mobile wallets (GCash, UPI, M-Pesa, JazzCash, bKash, etc.) — seconds. For bank transfers — minutes. For some corridors (SEPA, US ACH) — within the hour, capped by destination-bank batch settlement windows.
What does it actually cost?
Flat 0.4% fee. That's it. No FX markup, no fixed fee, no monthly subscription, no annual cap. Send $200 → recipient gets the equivalent of $199.20 at the Pyth mid-market rate. Send $2000 → they get $1992.
Which countries can I send to?
Today: Philippines, India, Pakistan, Bangladesh, Kenya, Nigeria, Türkiye, Egypt, México, Colombia, Brasil, Indonesia, plus SEPA / UK Faster Payments / US ACH. We add 2-3 corridors per month. Want yours? Email partnerships@ping.cash.
Is it legal?
Yes. Ping operates through licensed off-ramp partners (Wise, TransFi) for the fiat conversion + payout step. Your funds never sit in an unlicensed pool — the chain settles, the licensed partner pays out the recipient's preferred fiat method, in their country, under their regulator.
What if my transfer fails?
You get your money back, automatically. The Solana transfer is reversible until the recipient claims it. After 7 days unclaimed, the USDC returns to your wallet. If the off-ramp partner can't complete the payout, refund is instant.
Can I use it for business?
Phase-1 is personal P2P only. Business invoicing + vendor payouts are on the roadmap (Phase 2). Email partnerships@ping.cash if you want early access.
Send your first $
Sign in with your phone. No wallet to install. No KYC for amounts under $200. The app does the rest.